The Platinum Card® from American Express

  • – Earn 100,000 Membership Rewards® Points
  • – Ideal for travelers who want lounge access
  • – Lots of additional travel benefits. Terms Apply.

Our Review

The Platinum Card from our partner American Express has a $695 annual fee that can’t be waived, but it comes with benefits for travelers that we really like including: lounge access in the U.S. and throughout the world thanks to complimentary Priority Pass membership, a $200 annual statement credit that can be used for airline extras on the carrier which you choose, reimbursement for your Global Entry application ($100), and no foreign transaction fees.

Points are earned in the American Express Membership Rewards program which allows you the flexibility to transfer points to miles in your favorite hotels and airline programs. In addition to dozens of other benefits this card offers to travelers, you’ll also get a 100,000 point signup bonus with a $6,000 minimum spend in your first six months. Terms and conditions apply.

The Facts

  • Earn 100,000 Membership Rewards® Points after you spend $6,000 on purchases on the Card in your first 6 months.
  • Enjoy Uber VIP status and free rides in the U.S. up to $15 each month, plus a bonus $20 in December. That can be up to $200 in annual Uber savings.
  • 5X Membership Rewards® points on flights booked directly with airlines or with American Express Travel.
  • 5X Membership Rewards points on prepaid hotels booked on
  • Enjoy access to the Global Lounge Collection, the only credit card airport lounge access program that includes proprietary lounge locations around the world.
  • Receive complimentary benefits with an average total value of $550 with Fine Hotels & Resorts. Learn More.
  • $200 Airline Fee Credit, up to $200 per calendar year in baggage fees and more at one qualifying airline.
  • Get up to $100 in statement credits annually for purchases at Saks Fifth Avenue on your Platinum Card®. Enrollment required.
  • $550 annual fee.
  • Terms Apply.
  • See Rates & Fees


This card is great for active travelers that will take advantage of the benefits. If you don’t travel as frequently, the Chase Sapphire Preferred card will probably serve your needs better.

Editorial Note: This content is not provided by American Express. Any opinions, analyses, reviews or recommendations expressed here are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by American Express.

Earn more points: check out our other hot cards.