The Blue Business℠ Plus Card from American Express

  • – Membership Rewards® Earning
  • – Great for small businesses
  • – Double points earning on everyday business expenses. Terms Apply.

Our Review

If you’re looking for a business card with flexible reward benefits and no annual fees, The Blue BusinessSM Plus Card from our partner American Express is a good place to start.

You’ll earn 2X Membership Rewards® points on everyday business purchases for your first $50,000 of spend each year, and one point per dollar every year thereafter.

Plus this card has no annual fee for a year!

The Facts

  • Get rewarded for business as usual. Earn 2X Membership Rewards® points on everyday business purchases such as office supplies or client dinners.
  • 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter.
  • Enjoy the flexibility to put more purchases on the Card and earn rewards when you buy above your credit limit*.
  • You’ve got the power to use your Card beyond its credit limit* with Expanded Buying Power.
  • More buying power for your business means more opportunities to earn points. That’s everyday business with the Blue Business Plus Card.
  • *The amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to us, and other factors.
  • 0.0% intro APR on purchases for 12 months from the date of account opening, then a variable rate, 13.24% – 19.24%, based on your creditworthiness and other factors as determined at the time of account opening.
  • Terms Apply
  • See Rates & Fees



The combination of no annual fee, and the ability to earn 2X Membership Rewards® points up to 50k of annual spending make this card a winner for small businesses.

Editorial Note: This content is not provided by American Express. Any opinions, analyses, reviews or recommendations expressed here are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by American Express.

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