Chase Sapphire Preferred® Card

The Chase Sapphire Preferred® card is currently one of our favorites and typically the first we recommend. Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That’s $625 in travel when you redeem through Chase Ultimate Rewards®. Ultimate Rewards points can also be transferred 1:1 to a variety of airline and hotel partners across alliances (including United and Hyatt).

You can also get an additional 5,000 points when you add an authorized user and make a purchase within the first 3 months.

With this card you will earn 2x points on travel and dining at restaurants and 1 point per dollar spent on all other purchases worldwide. It also offers a zero dollar foreign transaction fee, and the introductory annual fee is $0 for the first year, then $95. The signup bonus earns you enough points for two round-trip flights in Economy Class, or one international flight. If you love it as much as we do, you’ll be using it every day.

• Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That’s $625 toward travel when you redeem through Chase Ultimate Rewards®
• 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
• Earn 5,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening
• No foreign transaction fees
• 1:1 point transfer to leading airline and hotel loyalty programs
• Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 50,000 points are worth $625 toward travel
• No blackout dates or travel restrictions – as long as there’s a seat on the flight, you can book it through Chase Ultimate Rewards

This is our #1 overall recommendation. If you don’t have it already, now’s the time!